Here is what you get as our registered merchant:
- A seamless way to process credit card payments
- An easy to use control panel
- Free support
So, you have installed a fresh copy of your shopping cart engine, added a few products, and are looking for a way to accept electronic payments? That’s not a big deal. Just a few steps to let your customers pay with credit cards.
First, go to our merchant registration page and fill out an online application form. Provide the data required to complete registration and look for an answer in your mailbox in a while.
Once you are approved as a merchant, you will have one of the following integration options:
Using our secure payment form
This is the easiest option, since we take the full responsibility for its compliance with PCI DSS requirements. You just follow simple step-by-step instructions provided in our response email and connect to the form without a hassle. All transactions will be routed through the secure page we set up for you, and your website just gets a result of the transaction. You do not need to go through PCI DSS assessment procedure, penetration tests, onsite inspection, etc. to accept credit card payments. You do not even need an SSL certificate to encrypt data, since we do all the work for you.
Using our payment system API
This option requires a valid PCI DSS level 2 compliance certificate. It is normally better suited for medium and large businesses. In case you prefer integrating payment processing via API, you just need to obtain our payment module intended for use with your shopping cart and follow simple detailed instructions to configure it. Basically, all you need to do is update a configuration file that will contain your credentials used to authorize you on the payment system as a merchant.
Using our payment system API and keeping credit card tokens in your database.
Normally, this option is not suited for small businesses at all. It also requires PCI DSS level 2 compliance certificate. Usually, larger companies need it for implementing their own specific methods of recurring billing for subscription-based or likewise types of services. To integrate this type of payment module you will need to install a piece of software for your shopping cart following simple instructions emailed to you upon successful application for a merchant account.
Using our API and keeping actual credit card data in your database.
This option will require PCI DSS compliance level 1, which implies completing all kinds of related security tests and bearing considerable expenses on a quarterly basis. If you choose this option, the responsibility for keeping the card data will be all yours. Besides hardware and environment tests and thorough onsite inspection you will have to get your software tested as well. Provided that you get approved as a PCI DSS level 1-compliant organization, we will supply you with interface automating credit card payment processing. Alternatively, you can just rent or place a server in our PCI DSS level 1 secure environment, which will save you going through PCI DSS compliance tests for the site and hardware.
All of the listed methods imply using a payment module intended for the specific requirements. When your application is processed and you obtain a merchant account, we will send you an email with credentials, link to download the software along with simple detailed installation instructions. Of course, we will provide all the necessary advice and support you might require.
So, go ahead and register your merchant account.
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