Payment Services

• No chargebacks possible once payment is confirmed
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

Online Banking – eps was developed in 2005 by the leading Austrian banks and is a simple and secure payment method for Internet purchases. With over three million end customers signed up, eps is the most popular online banking payment scheme in Austria. Through the system’s standardized technical interface transactions are authorized by the end customer using the common PIN/TAN process. The highest security standards are guaranteed by the Online Banking member banks.

• Payment guarantee up to € 10,000.00 per transaction
• The only Cross-bank online payment system authorized by participating banks
• No chargebacks possible once payment is confirmed
• Domestic collection account for the merchant to receive funds directly
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

By now 21 million online banking customers pay with giropay. Statistically it is approximately 80% of all German online banking end customers. Through the continually increasing proportion of participating banks and acceptance points and active marketing of the system, the expansion and use of giropay are increasing by a double percentage figure every year. Giropay offers immediate and convenient order processing, the highest level of security and payment guarantee for transactions up to € 10,000.00. Transactions are authorized by the consumer through the common PIN / TAN process. Payment through mobileTan or chip-Tan is also supported by this system.

• No chargebacks possible once payment is confirmed
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

iDEAL is the favorite online payment method in the Netherlands: more than half of eCommerce payments are processed using this transaction method – more than 70 million payments in 2010 alone. Over 13 million participating bank customers in the Netherlands have access to iDEAL without additional registration.
This process was introduced in 2005 by the leading banks together with Currence, the current system operator. iDEAL makes it possible for the user to carry out online payments directly from their bank account.
Best possible security is guaranteed by following the local bank guidelines as well as utilizing the individual online banking PIN.

• Payment guarantee through paysafecard
• No chargebacks possible once payment is confirmed
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

Since its market introduction in 2000, the
paysafecard payment method counts as one of the leading alternative online payment methods and is currently widespread in 27 countries in Europe and in North and Latin America. paysafecards can be obtained in values of €10.00, €25.00, €50.00 or €100.00 and the 16-digit voucher code is sufficient to carry out a payment transaction online. The paid amounts are deducted from the paysafecard’s balance. A balance enquiry can be made anytime online by the end customer. The voucher can be protected from access by third parties with a password 12 months following purchase a dormancy fee is charged to the end customer in the form of a monthly fee of €2.00 which is deducted from the voucher balance. paysafecard.com Prepaid Card Ltd is an internationally operating company with its head office in Vienna, Austria.

• No chargebacks possible once payment is confirmed
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

Through the Przelewy24′s [pschelewe24] payment method, more than 95% of Polish online banking customers can securely and easily make purchases on the Internet. It is the most well-known online transfer process in Poland. This system was created by Dialcom in 2004 and has a very high market acceptance.
By now all 18 major banks and more than 30 financial institutions are integrated into this system. The Przelewy24 transaction method is identical to using the standard PIN/TAN-process for online banking in Poland. End users only need an account at a bank supported by Przelewy24 and online banking access credentials to carry out payments.

• Before the transaction confirmation, a balance check and initialization of the online transaction is carried out by the system
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

Sofortbanking is an online payment system which can be used by more than 95% of all end customers in Austria who have an online banking enabled account. The direct transfer process was introduced by Payment Network AG in Germany in 2005 and is available in over seven countries with the addition of further countries currently in progress. At the moment Sofortbanking (instant transfer) is used by more than 20,000 online shops. Sofortbanking serves as a data intermediary between the merchant and the customer’s online bank. Upon initiation of a transaction, the end customer is led to a secure Internet site where he confirms the transaction with his online banking credentials (PIN / TAN). Sofortbanking has been intensively tested and certified for security mechanisms and data security by German TÜV (Technical Inspection Association).

• Before the transaction confirmation, a balance check and initialization of the online transaction is carried out by the system
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

Sofortbanking is an online payment system which can be used by more than 96% of all end customers in Belgium who have an online banking enabled account. The direct transfer process was introduced by Payment Network AG in Germany in 2005 and is available in over seven countries with the addition of further countries currently in progress. At the moment Sofortbanking (instant transfer) is used by more than 20,000 online shops. Sofortbanking serves as a data intermediary between the merchant and the customer’s online bank. Upon initiation of a transaction, the end customer is led to a secure Internet site where he confirms the transaction with his online banking credentials (PIN / TAN). Sofortbanking has been intensively tested and certified for security mechanisms and data security by German TÜV (Technical Inspection Association).

• Before the transaction confirmation, a balance check and initialization of the online transaction is carried out by the system
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

Sofortbanking is an online payment system
which can be used by more than 96% of all end customers in Belgium who have an online banking enabled account. The direct transfer process was introduced by Payment Network AG in Germany in 2005 and is available in over seven countries with the addition of further countries currently in progress. At the moment Sofortbanking (instant transfer) is used by more than 20,000 online shops. Sofortbanking serves as a data intermediary between the merchant and the customer’s online bank. Upon initiation of a transaction, the end customer is led to a secure Internet site where he confirms the transaction with his online banking credentials (PIN / TAN). Sofortbanking has been intensively tested and certified for security mechanisms and data security by German TÜV (Technical Inspection Association).

• Before the transaction confirmation, a balance check and initialization of the online transaction is carried out by the system
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

Sofortbanking is an online payment system
which can be used by end customers in
France who have an online banking enabled
account. The direct transfer process was introduced by Payment Network AG in Germany in 2005 and is available in over seven countries with the addition of further countries currently in progress. At the moment Sofortbanking (instant transfer) is used by more than 20,000 online shops. Sofortbanking serves as a data intermediary between the merchant and the customer’s online bank. Upon initiation of a transaction, the end customer is led to a secure Internet site where he confirms the transaction with his online banking credentials (PIN / TAN). Sofortbanking has been intensively tested and certified for security mechanisms and data security by German TÜV (Technical Inspection Association).

• Before the transaction confirmation, a balance check and initialization of the online transaction is carried out by the system
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant

• Before the transaction confirmation, a balance check and initialization of the online transaction is carried out by the system
• Domestic collection account for the merchant to receive funds
• Full service without further regulatory requirements, contractual negotiations, complex technical integration, cash pooling or domestic language skills necessary for the merchant