Here is what you get as our registered merchant:
- A seamless way to process credit card payments
- An easy to use control panel
- Free support
StreamPay System consists of several modules, which give you every tool needed to successfully accept and control credit card transactions on your site.
StreamPay has designed convenient tools and user-friendly interfaces for web-merchants
Payment Gateway
Generates authorization messages, sends and receives transactions according to the International Payment Systems’ requirements.
Fraud Monitoring
Provides transactions filtering according to preset parameters that prevent Internet-related credit card fraud. This module serves as a primary shield preventing “bad” authorization requests go into the acquiring bank’s authorization system.
The following are basic filtering parameters:
- IP-address;
- e-mail;
- region by BIN and cardholder’s address;
- maximum transaction amount per card/website;
- number of transactions per one cardholder;
- number of transactions per one card per day;
- authorization frequency;
- matching with black-list and suspicious tables.
Chargeback is an operation when cash return is issued by card holders’ bank, due to card holder rejection of an operation. Usually it leads to cash refund and some penalties.
Chargeback Control
Controls the allowed level of chargebacks per MID by automatically blocking authorizations and/or settlements, and alerting the merchant and gateway administrator.
Billing
- Registration of merchants and their websites.
- Generation of virtual accounts for the merchants.
- Online calculation of transaction volumes, commissions and fees.
- Access to transactions statistics and administrative tools.
Transactions Management & Statistics
- Different levels of access to statistics information.
- View of all details on different types of transactions.
- Search functions by any parameter for any period.
- Tools for presetting the settlement period.
- Manual settlements and refunds functions.
Reporting
- Reports on different types of transactions, cardholders, etc. for any period.
- Merchants financial statements.
- Import of reports into excel, pdf, html, xml formats.